Most home sales require the buyer to come up with a down payment PLUS certain costs to close the home. Know that number before looking. Also know your credit score. This determines your overall credit worthiness and ability to secure a loan
Choose A Realtor
Interview several real estate professionals who know the area, are responsive, and who have the time to show you several options.
Choose a Lender
Your Realtor may be able to make suggestions, but your lender is key in getting this process to the finish line. Your lender will also provide a pre-qualification to prospective sellers.
Here you will narrow down exactly what you want in a home. Knowing there is no perfect home, it's fun to look and decide which one best suits your needs.
Make an Offer
Your Realtor will facilitate this process, but it is at this point that you make an offer to purchase the home of your dreams.
To make sure there are no surprises, you can hire a licensed inspector to point out things you may want repaired
A lender will require an appraisal to ensure the home is worth what the price says. This is usually a condition of the loan
This is the process where you acquire title insurance and transfer ownership to YOU!